I help Roseville families and retirees build financial protection plans with Bankers Life — from life insurance and annuities to Medicare solutions. No pressure, no confusion. Just clear guidance from someone who listens.
Licensed Agent
Bankers Life
Serving Roseville and the greater Sacramento area with integrity and care.
Whether you're starting a family, planning retirement, or securing a business, I tailor Bankers Life solutions to fit where you are — and where you want to go.
Term, whole, and universal life policies designed to protect your family's future — no matter what comes next.
Learn moreGuaranteed and indexed annuities from Bankers Life that can provide steady income throughout retirement — when you need it most.
Learn moreMedicare Advantage, Supplement, and Part D plans explained clearly so you can make confident decisions during enrollment season.
Learn moreAffordable whole life policies that cover end-of-life costs, sparing your family from unexpected financial burden during an already difficult time.
Learn moreKey person insurance, buy-sell agreements, and executive benefit solutions to protect your business and its stakeholders.
Learn moreHolistic retirement planning that combines annuities, insurance, and savings strategies to help you retire with confidence and clarity.
Learn more
Bankers Life
A.M. Best A+ Rated
I'm Michelle Draper, a licensed Bankers Life agent right here in Roseville. I got into this work because I've seen what happens when families aren't prepared — the stress, the uncertainty, the hard choices made in crisis.
My approach is different. I don't sell policies. I listen first, then build a plan that actually makes sense for your situation. Whether it's protecting your children, securing your retirement income, or covering final expenses, I walk you through every option so you feel confident — not confused.
Bankers Life has been in business for over a century, and their financial strength gives my clients peace of mind that promises will be kept when it matters most.
100+
Families Served
A+
Financial Strength
Roseville
Local & Accessible
Getting protected shouldn't feel complicated. Here's how we'll work together.
We start with a free, no-obligation conversation. I'll ask about your goals, your family, and your concerns — then listen carefully to what matters most to you.
Based on our conversation, I research and design a personalized protection plan — explaining every option in plain language so you understand exactly what you're getting.
Once you're happy with the plan, I handle the paperwork and application. From there, you have a dedicated agent to call whenever you need anything — now and in the future.
"Michelle made something that felt overwhelming completely simple. She took the time to explain every option and never rushed us. We feel secure now in a way we didn't before."
Sarah K.
Roseville, CA
"I was skeptical about annuities until Michelle broke it all down without any pressure. She helped me understand exactly how it would work for my retirement. Very impressed."
David M.
Roseville, CA
"Michelle helped my mother with Medicare options during enrollment. She was patient, thorough, and made sure my mom understood everything. A true professional."
Linda T.
Roseville, CA
Let's have a conversation — no cost, no pressure, just honest advice from someone who cares about your family's future.
Fill out the form below or reach out directly — I respond to every inquiry personally.
Phone
(916) 724-7202Office
1544 Eureka Rd
Roseville, CA 95661-2840
Hours
Monday – Friday: 9:00 AM – 5:00 PM
Weekends by appointment